Bipolar-XC-Ridin-Fool wrote:
ok, I see where you are coming from based on what the bill states...however WHO can just change their carrier!!!
I get to sign up once a year (prior to being laidoff-31 Oct 09'), I have worked for (in my short life) 4-Fortune 500 companies all the same...on the last two there was NO OPTION either HMO or PPO from ONE AND THE SAME PROVIDER!!!! who has all these options/choices etc....you can't go out and get health insurance like hmmmm lets say CAR INSURANCE...that would be (I would support this) TRUE CAPITALISM...the service is bad let me change, the premium goes up to much (example...IMHO) and I say see ya just as I can fire State Farm, USAA (I can served 11 yrs), or anyother car insurance, BUT think about YOU can't do that w/the health insurance provided by you employer!!! And b4 u come back yes you could't do that w/government health ins either....but WHY are Rep. missing this point???WHY cant I just pick up the phine and shop around? There is no incentive for the Insurance Giants to Compete they OWN US!
Now we're talking. My Fortune 100 employer deducts a few grand our of my paycheck and probably pays a lot more to UHC but they are also being subsidized by the government for the provision that requires larger companies to provide insurance (isn't that a form of socialism

). Today, my company started the annual enrollment choice process and if I were to opt out completely, they would give me only $600. To answer your question...it's a big f'ing circle-jerk between your employer and the insurance companies to prevent a talent drain. Easy to acquire, competitive, and inexpensive insurance makes it easy for me to quit and do a startup or take a year off.
I'm really starting to worry about this relationship between big-pharma, big-healthcare, big-agri and our government. It's seems to be a bi-partisan capture of the government by corporations who use influence to prevent small competitors from cropping up. By doing so, they can sustain an oligopoly under the anti-trust radar but still drive up prices that we pay for with after-tax dollars.
I'm starting to wear my foil hat and think this left-vs-right bullpoop going on is being fabricated to distract us from this corporate takeover of the government. In the past 10 years, compensation for CEOs and bankers has gone up at a staggering % more than employees. We are all told to put our money in our 401ks, go long, be patient. All while the guys on Wall Street our doing back-room gambling with our money and pulling enormous bonuses. This takes points off our 401k returns - we're been funding this for years. Then. when they destroy the economy and kill 50% of the value in our 401ks they coerce the government to bail them out with our money again.
Then they get their buddies who own big media conglomerates, especially one non-U.S. citizen to use his news network to orchestrate the biggest con of the century - convincing half of these citizens to believe the government is to blame, and asking them everyone to make lot of noise so that nobody notices who is really calling the shots.
For the past 10 years, they have been taking seats on the lifeboats of the Titanic and asking us to hand them the oars. Parts of the economy are moving with them - like private schools and country clubs (even top-end bikes). But when there's any insinuation of regulation or reform, Fox goes ballistic and claims it's anti-free-market-fascism-in-the-making. People are feeling these pains and picking up their pitchforks...but they are being tricked into thinking it's the government or Obama. So philosophically, we are battling the wrong arguments and being suckered by the media into these strawmen fights.
Bankers got their bonus this summer, pharma is getting theirs right now with this manufactured H1N1 crisis, and insurance will get theirs this spring. So don't worry about this healthcare bill...whatever passes will surly screw those of us who make less than $300k and boost a CEOs bonus so his kids can hire our college grads to mow their lawn...if we can afford to send them to college.